Where to Retire

Where to Retire Magazine July 2019

TheShortList: 50BestMaster-Planned Communities in the United States

BY BRENT STOLLER with an introduction by Annette Fuller

See PDF of article here.

NEW NEIGHBOR WAS UNPACKING a moving van near Katrina and Chuck Hans in the Arlington Ridge active-adult community in Leesburg, FL. “He needed to use a dolly, and I was like, ‘We have one,’” Katrina says. “Then he needed a ladder and another neighbor said, ‘I have one.’ We look after each other. It’s like another family.”

The Hanses are two of the 92 people you are about to meet who have relocated to one of our 50 best master-planned communities across America. Their kind spirit is representative of the folks we interviewed. They clearly speak the same retirement relocation language.

Every other year in the July-August issue, Where to Retire provides a comprehensive look at the best of the best in master-planned living. Our office staff has been working on this issue for more than six months. This is our 11th listing; our first such feature was in 1999. We evaluated hundreds of communities, but chose only established neighborhoods with enough acreage to build at least a year’s supply of homes.

The developments are in 17 states, from the Atlantic to the Pacific, in towns beautified by beaches, mountains, clear skies, lakes, rivers, rolling hills and other earthly assets. (See the Letter From the Editor on page 10 for more detailed data on the compilation.)

Some of our 50 are active-adult neighborhoods; others are all-ages. And some are a mix of the two, meaning an enclave of active-adult housing within a larger all-ages development.

A few logistics: The communities are listed alphabetically, by state and then by development name. This is not a ranking, so they are not numbered. Each has a short description, including interviews with residents. A databox shows home prices, websites and more. (Note that costs fluctuate; we provide here the latest figures available at press time.) The chart on pages 78 and 79 lists all 50 as well as a rundown of amenities, making comparisons easy.

When senior writer Brent Stoller interviewed the residents for this story, two people — one in North Carolina and another in Colorado — mentioned the same phenomenon, with no prompting from him. Both recounted how the development they were considering somehow resonated with them on a deeper level.

“It just spoke to me when we drove through the entrance,” says Michelle Schuller, of the first time she and husband Charles drove onto the grounds of Compass Pointe in Leland, NC. “It met all our needs.” The same thing happened to Scott and Diann Edwards when they were introduced to Toll Brothers at Inspiration in Aurora, CO. “We came out to Inspiration one day and toured, talked to people and looked at the home sites and the models, and it really kind of spoke to us,” Scott says. We hope our research and our story speak to you, too.

THE LURE Blue Ridge Mountain views inspire a blissful atmosphere in this development. The golf course makes the most of its beautiful setting, as elevated tee boxes give way to rolling fairways that ramble past waterfalls. Following workouts in the fitness center, matches on the tennis and pickleball courts or time in the community garden, residents retreat to the on-site restaurant for a meal among friends. Broadway-style musicals and a symphony are staged in Hendersonville, while the nearby French Broad River allows additional outdoor recreation.

WHAT RESIDENTS SAY “You never get tired of watching the sunsets and sunrises,” says Gary Elam, 59. He and wife Tamera, 57, purchased their lot here in 2008 but didn’t relocate from Fishers, IN, until 2016. Avid golfers, they play in the development and compete in tournaments around the state. They also exercise in the fitness facility and are members of multiple hiking clubs. “We did not realize the importance of moving to a planned community of other retired people who are active,” Tamera admits. This September, they’ll join some Cummings Cove friends on an Alaskan cruise. “We have four kids, and they laugh at us, because we are much more socially involved than we were when we worked and certainly more social than they are,” Tamera says.

DEVELOPER Cummings Cove Co. LLC

PRICES $350,000s to $1 million for condos, villas, townhomes and singlefamily homes


STATUS 347 homes built of 650 planned on 675 acres

AGE-RESTRICTED No, but the development is targeted toward retirees

INFORMATION Cummings Cove Golf & Country Club, 20 Cummings Cove Parkway, Hendersonville, NC 28739, CummingsCove.com or (800) 958-2905

Where to Retire Magazine July 2017

TheShortList: 50BestMaster-Planned Communities in the United States

BY BRENT STOLLER with an introduction by Annette Fuller

See PDF of article here.

JANE SUNDERLAND has a ritual that brightens her days in the Brunswick Forest master-planned community in Leland, NC. “My neighbor and I sing, ‘It’s a beautiful day in the neighborhood’ when we see each other, because that’s how it is,” she says. She and her husband, Gerry, both 60, moved from Massachusetts to North Carolina in 2015. Their retirement relocation inspires Jane to sing the “Mister Rogers’ Neighborhood” theme song on a routine basis, bringing a recurring smile to both her and her friend. Isn’t it nice when everyday living leads to breaking out in song?

A superb transplantation, like the one Jane and Gerry made, requires a move to an advantageous and nurturing spot, so here is our list of the 50 best master-planned communities across America. Every other year in the July-August issue, we bring our readers a comprehensive look at the best of the best. This time around, the developments are in 18 states, in towns that are stunning in the viewfinder. Check out locations on the coast, in the mountains, near low-humidity deserts, by rivers and lakes and in proximity to major cities.

Our staff has been working on this issue for nearly a year. It is our 10th listing; our first such feature was in 1999. We evaluated hundreds of communities, but chose only established neighborhoods with enough acreage to build at least a year’s supply of homes. With every 50 best issue, we see trends, such as an emphasis on fitness through pools, trails and exercise equipment. Other enticements are dog parks, communal gardens and green home options. Of course, many have golf courses and tennis courts.

For years, people choosing a master-planned community had to decide whether they preferred an active-adult or all-ages neighborhood. A new trend combines the two, with a 55-plus section inside an all-ages development, so that your inner circle is people of your own age, and your outer circle includes families, teenagers and tykes. (See our story on page 44 that gives the pros and cons of all three options.)

Retirement relocation means the logistics of selling and then buying a home. But a year after uprooting yourself, your thoughts about the success of the move most likely will be based on more than paint colors, kitchen countertops and closet space.“We will never ever leave, because it’s so wonderful,” says Kris Close, 59, who moved from Minnesota in 2015 with husband Kerry, 62, to the Sugar Mill Pond community in Youngsville, LA. “We came for the house, but we’re staying for the people.”

A quick preface to this feature: The 50 communities are listed alphabetically, by state and then by development name. This is not a ranking, so they are not numbered. Each has a short description, including interviews with residents. A databox shows home prices, websites and more. Note that costs fluctuate; use them as a guide. Lastly, the chart on pages 98 and 99 lists all 50 as well as a rundown of amenities, making comparisons easy.

THE LURE Temperate weather, mountain vistas and a welcoming atmosphere foster a sense of tranquility in Cummings Cove. This gated development features a 6,415-yard golf course framed by verdant forests, a fitness center and multiple athletic courts, including two for bocce that were added in 2016. A former farmhouse is the social center, complete with a library, sitting porch with rocking chairs, picnic area and outdoor space for volleyball and horseshoes. Locals attend Broadway-style musicals at Hendersonville’s Flat Rock Playhouse Downtown and enjoy rafting and tubing along the French Broad River, which runs adjacent to the community.

WHAT RESIDENTS SAY “We are sitting at our dining room table and we can see out to the Great Smoky Mountains and Blue Ridge Mountains,” says Charlie Faure, who retired here with wife Annette Dubrouillet. “It is another beautiful day without a cloud in the sky.” Since they relocated from New Jersey in 2016, Charlie has enjoyed
hiking and playing pickleball, while Annette has joined a book club and hopes to start a knitting group. Though they were not looking to move to a master-planned community, the couple, both 69, are thrilled they landed in this one. “It’s a balance of beautiful scenery, a wonderful climate, happy people and great activities,” Annette says. “It has far exceeded our expectations.”

DEVELOPER Cummings Cove Co. LLC
PRICES $320,000s to $1 million for condos, villas and single-family homes

STATUS 330 homes built of 650 planned on 675 acres

AGE-RESTRICTED No, but the development is targeted toward retirees
INFORMATION Cummings Cove Golf & Country Club, 20 Cummings Cove Parkway, Hendersonville, NC 28739, CummingsCove.com or (800) 958-2905

“It’s a balance of beautiful scenery, a wonderful climate, happy people and great activities, it has far exceeded our expectations.”
— Annette Dubrouillet, who moved to Cummings Cove in 2016

Where to Retire Magazine July 2015.

In western North Carolina mountains, town for all seasons' combines scenic beauty, historic Main Street and rich culture.
By Jim Kerr

Embraced by a collar of mountain scenery and distinguished with four colorful seasons, the historic town of Henderson­ville and its environs have long been a popular retreat for retirees in western North Carolina’s Blue Ridge mountains. But beyond scenic beauty and moderate climate, its progressive and friendly community has also produced a sophisticated meld of activi­ties, attractions and social relationships. “It’s slow and relaxed here, yet vibrant,” explains Barbara Brinkman, 64, who moved with her husband, Tom, 66, to the gated golf community of Cummings Cove outside Hendersonville in August 2009. “I wondered if small­town life would be enough for me, and I was very surprised there was so much going on here.”

Hendersonville_WTR2-2-lgThe couple had experienced hectic lifestyles in Pitts­burgh, Little Rock, AR, and California, where Tom was a group controller for a manufacturing company. They started their search for a retirement location in 1996, with North Carolina’s Outer Banks.

A trip along the Blue Ridge Parkway to Asheville in the summer of ’97 convinced them this was the area they wanted. “We never considered Florida,” says Tom. “We wanted four seasons. In Hendersonville, mark in our search, which took us tained and scenic. “There was nothing we found friendly, talkative people through Arkansas, California, Texas, like the (Great) Smoky Mountains,” he and we heard about Cummings Cove Tennessee, Missouri and South Caroli­says. “It’s the best of different worlds. from golfers. We liked the variety of housing there as well as the terrificgolf course, and it became a benchmark in our search, which took us through Arkansas, California, Texas, Tennessee, Missouri and South Carolina.”

An avid golfer, Tom was focused on golf communities that were well-maintained and scenic. “There was nothing like the (Great) Smoky Mountains,” he says. “It’s the best of different worlds. "In California the weather was hard to leave, but there was traffic day and night. I would rather be on a winding mountain road than a freeway. The level of stress is a lot less.” The winding road, U.S. Highway 64, leads into downtown Hendersonville eight miles east of Cummings Cove.

Hendersonville_WTR2-3-lgOnce the site of Cherokee Indian hunting and trading grounds, the town was first incorporated in 1847. By then, it had already become a retreat from the summer heat in the Low country of Charleston, SC, whose wealthy planters built lavish second homes in nearby Flat Rock. With the coming of a rail line and roads, Henderson County became a manufacturing and agricultural center, which would later evolve into a popular destination for tourists and retirees. While manufacturing and industry have declined in recent years, the county retains some light industry along with agriculture, including its thriving apple orchards.

Visitors fill the streets in three seasons, especially during numerous special events, festivals and the summer productions of the renowned Flat Rock Playhouse, the area’s most prominent man-made attraction. As the official state theater, the playhouse is nationally recognized for its professional performances and theater training programs, and 90,000 patrons come to see Broadway musicals, dramas, comedies and children’s plays from April through December. The Carl Sandburg Home, a national historic site in Flat Rock dedicated to the American poet, and other notable landmarks also vie for visitor attention.

“It’s a great cultural area, with so much art and music,” says Peter Voisin, 59, who decided long ago to retire here with his wife, Pam, 55. “There’s also a reverence for the land, with a lot of organic-certified farms, and I like that kind of thinking.” Both Peter and Pam are accomplished professional musicians who have played trumpet in major orchestras. Hendersonville has its own symphony orchestra, and the area’s collection of retired fellow musicians has allowed the Voisins to keep playing, both recreationally and professionally.

Hendersonville_WTR2-4-lgThe Voisins bought a three-bedroom, ranch-style home two miles outside town in June 2005, moving here from Jacksonville, FL. Pam works in the media center of a local elementary school and as a part-time office manager for Peter’s financial advisory business downtown. Their postretirement jobs allow them plenty of flexibility to pursue passions that include cooking, gardening and hiking around the county’s parks and waterfalls. “You can enjoy a higher quality of life by accepting a somewhat lower standard of living,” Peter believes. “We think more about quality as opposed to having stuff. I like people and relationships more than stuff.”

Around the corner from Peter and Pam’s downtown office, a reconstructed two-way Main Street is flanked on both sides by one-way thoroughfares going opposite directions. Citizens formed Downtown Hendersonville in the mid-1980s, and shortly afterward the district was entered into the National Register of Historic Places. It’s now one of more than 50 organizations in North Carolina to hold membership in the Main Street program. Today, Hendersonville’s Main Street is a pedestrian-friendly, multiblock area with flowering plants and landscaping, fanciful sidewalk animal sculptures and a restored 1905 county courthouse with a museum. A dozen cafes and bistros are sprinkled around downtown, along with fine dining restaurants, specialty and antiques shops, galleries, banks and other businesses, including the venerable Mast General Store, a popular old-fashioned emporium considered an icon in the North Carolina mountains.

“The Main Street program, along with a big investment in the community by First Citizens Bank, secured the future of downtown,” says John Sheiry, 57. He and his wife, Diane, 52, own the 15-room Waverly Inn, Hendersonville’s longest-operating bedand- breakfast. Built in 1898, it was one of about 70 guesthouses constructed from the 1850s through the early 1900s for blue-collar workers serving the wealthy who were seasonal inhabitants of large Victorian homes in Flat Rock. The Waverly had 22 rooms and seven bathrooms when John and Diane discovered it in 1988, and the couple took on the challenging task of converting it.

“I wanted to get off the road, run a business and retire in a small-town community where we didn’t want to move,” says John, who was weary of being away from home and his family most of the week as CEO for a hotel management company in Atlanta. He has seen tremendous improvement in Hendersonville since he first visited in 1987 and counted 22 vacant storefronts in downtown. “It was a sleepy little town, bypassed by Interstate 26 when the main street was the old Route 25,” he notes.

Hendersonville_WTR2-6-lgAmong John’s Rotary club friends is Dave Scott, who moved here in 2004 with his wife, Jodi, from Vero Beach, FL, where they had lived for four and a half years. “We were originally from New England and had always loved the mountains,” says Dave, 69, who retired to Vero Beach from Memphis, TN, where he worked in a management job with General Electric Co. “In 1997, we attended a Creative Retirement program at the University of North Carolina at Asheville, and while on a tour of the area discovered Hendersonville. These mountains had much better weather than New England, and even though we had retired in Vero, this had always been Plan A.”

The Scotts searched the area for more than a year before buying their 4,500-square-foot home in Laurel Park, a neighboring, mainly residential town amid twisting roads and spectacular mountain views. “The house was built in 2000,” says Dave, “and we finished off a lot of it the way we wanted, including the addition of a wine cellar, an exercise room, landscaping and decks.” Perched at 3,000 feet, the couple’s home overlooks a forested valley to a mountainside scene of peaks and sunsets. “I never wanted to live anywhere flat,” says Jodi, 69, “and I didn’t like the summer heat in Florida. I guess I’m a mountain person, not an ocean person. The whole beauty of this country is amazing.”

Dave was also enamored with the golf. Both he and Jodi belong to the Hendersonville Country Club, where Dave recently chaired a golf tournament, and he has played many other courses in the area, including Champion Hills and Cummings Cove. Besides Rotary, he stays busy volunteering with the local SCORE chapter, which offers professional assistance to entrepreneurs, and works with Jodi in fundraising for Partnership for Health, a grant organization providing social services and free clinics. She also serves on boards for AAUW, formerly known as the American Association of University Women, which raises money for scholarships and grants.

Hendersonville_WTR2-5-lg“I like the small-town feel of this place,” says Jodi, a former teacher and school administrator in a district outside Pittsburgh where she and Dave first met when she was a graduate student and he worked for Westinghouse Electric Co.

Now, more than 40 years later, the couple walk three and a half miles along back roads and hiking trails every morning with their springer spaniel, Cricket. In the warmer months, they put the top down on Jodi’s BMW and go picnicking around Hendersonville in places like theDuPont State Forest, Pisgah NationalForest or Blue Ridge Parkway, allwithin easy reach. Jodi prefers fall,when blazing colors spread across the mountainsides, while Dave favors spring’s brilliant offering of azaleas,dogwoods, daffodils and wild rhododendron.

The mountain scenery and smalltownlife are attractions for many whomove here in retirement, but they’reparticularly dear for John and Maj-BrittCoulter, who were immigrants to the U.S. when they met at church in Stamford,CT, in 1970. She was from Sweden,worked for a building supplies company and spoke little English. He was from Ireland and had been working in a General Motors Corp. factory in England. They started a life together,opening a successful bicycle shop in Stamford.

When it came time to sell the business and retire 34 years later, John narrowed the search to North Carolina. “I loved the seasons,” he says, “and I Wanted four mild ones.” They bought a corner lot in the Wolfpen subdivision of Hendersonville in the spring of2004, moving into their new 1,700-square-foot, three-bedroom, ranch style home in December of that year. “I love the mountains, and they’re everywhere,” says John, now 69. “The sun comes up over them every morning,and we have a great view of the sunsets behind Mount Pisgah in the evenings. We always walk an hour a day through the community, and we go hiking in the forest, taking lunch and sitting at the falls, listening to them and walking the wooded paths.”

Hendersonville_WTR2-b-lgBoth enjoy the friendly atmosphere. John has gotten involved with the Boy Scouts of America and other community projects and fundraisers, while Maj-Britt, 69, has volunteered through her church. They both like to travel by car and make frequent road trips to such places as Dollywood in Tennessee, nearby Chimney Rock and Lake Lure, Grandfather Mountain off the Blue Ridge Parkway and to more distant places in Georgia and Florida. But since family visitors come frequently from Europe, Maj-Britt wishes there was a closer international airport. Charlotte is about two hours away and Atlanta roughly three hours.

Like many other city dwellers who have moved here, the Coulters appreciate the laid-back rural atmosphere while lamenting the lack of zoning. “There’s no problem in the gated communities,” says John, “but city and county officials born and raised here know their constituents value the status quo. You can still buy half an acre on the edge of town and put a mobile home or a business on it. Newcomers continue to battle over cleanups, although the City Council has passed an ordinance requiring removal of debris.”

A desire for space, privacy, four mild seasons, good neighbors and a well-maintained community ultimately landed David and Mary Kay Potter in Cummings Cove after a six-year search. They eliminated Arizona, Tennessee, Florida and Charleston, SC, choosing instead the “thermal belt” around Hendersonville that promised warmer winters and cooler summers.

“We wanted one home for at least 11 months out of the year and a home site that made us feel like we were living in a tree house,” says David, 60, who worked for an industrial robot company with offices throughout the Midwest. They bought their lot overlooking ridgelines covered with mountain laurel and trees in 2007, three years after they first visited Cummings Cove, which now has 300 homes. “It’s well-established, with many new developments that have made it sparkle,” says David. “I like to fly-fish, hike and ride mountain bikes. And while I like to play golf, I don’t want to do just that.”

Hendersonville_WTR2-7-lgTheir social life gained momentum immediately after moving into their new 3,100-square-foot mountain home in May 2009. “The people here are warm and caring,” says Mary Kay, 58. “Our three children are spread out across the country, and our neighbors said ‘Think of us as your family.’ It’s very diversified here, and it became immediately obvious that people who live here had done many different things in their lives.”

Hendersonville, and the area around it, has justifiably adopted a “town for all seasons” motto, and it’s not just the weather that makes it so.

Jim Kerr is a writer in Raleigh, NC.